Health Benefits for The Self-Employed

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What are your health care options for being self-employed? Let’s find out…

Your Spouse’s Employer

If your significant other has a job, perhaps their employer offers health care benefits.

Private Health Insurance

Getting private health coverage can be a difficult at times, especially if you are not exactly in the healthiest shape. Many insurers will refuse coverage to those who have a pre-existing medical condition. On top of these stipulations, you may be stuck with a very large deductible before coverage can begin.

But let’s say that you head over to ehealthinsurance.com and select a plan with a high deductible. Your next step should be to look into a Health care Savings Account. It’s a pre-taxed savings account just for medical expenses. This way you will have money saved away just for medical expenses that aren’t covered by your current insurance (such as prenatal care).

A Part-Time Gig

Some companies offer health benefits to their part-time employees. So perhaps you my need to work a few hours at your local Starbucks until you can find a solid solution to this problem.

Any Ideas?

Do you have any ideas on how to get health care coverage while you are self-employed?

Please comment below…