Health Benefits for The Self-Employed
April 24th, 2008 | Posted in Business.
What are your health care options for being self-employed? Let’s find out…
Your Spouse’s Employer
If your significant other has a job, perhaps their employer offers health care benefits.
Private Health Insurance
Getting private health coverage can be a difficult at times, especially if you are not exactly in the healthiest shape. Many insurers will refuse coverage to those who have a pre-existing medical condition. On top of these stipulations, you may be stuck with a very large deductible before coverage can begin.
But let’s say that you head over to ehealthinsurance.com and select a plan with a high deductible. Your next step should be to look into a Health care Savings Account. It’s a pre-taxed savings account just for medical expenses. This way you will have money saved away just for medical expenses that aren’t covered by your current insurance (such as prenatal care).
A Part-Time Gig
Some companies offer health benefits to their part-time employees. So perhaps you my need to work a few hours at your local Starbucks until you can find a solid solution to this problem.
Any Ideas?
Do you have any ideas on how to get health care coverage while you are self-employed?
Please comment below…
misticque3
April 27th, 2008 at 1:12 pm
nice article!
Allan
April 27th, 2008 at 9:29 pm
Thanks.
Jane Austin
July 13th, 2008 at 9:43 pm
There is some very good info on different aspects in getting into web design. And what you might need because you are trying to get this business up and running. There is a product I have heard about that sounds really good. It is the MuVar. I think everyone getting into web design business would be interested. Any one else heard of this?
Allan
July 16th, 2008 at 7:56 pm
@Jane – I have not heard about it. Thanks for the tip.
ghd iron
April 30th, 2009 at 3:24 am
Very useful article. Thanks